The Surprising Truth About the Affordable Car Insurance Rates in America

The Surprising Truth About the Affordable Car Insurance Rates in America

Car insurance in America is surprisingly⁤ cheap, but ⁢the‍ consequences can be devastating. In a ​tragic ⁤accident​ in 2010, Eric⁣ DuBarry and ⁢his son ⁢Seamus⁢ were hit by ‍an elderly ⁤driver, resulting in Seamus’s death.‌ The hospital charged the couple’s⁣ insurance $180,000 for his care,‌ leaving them ‌with $4,500 to pay out of pocket and no coverage for time ‌off work. The driver’s​ insurance only ⁢covered‍ $100,000 ⁢per ​victim, leaving the DuBarrys struggling to cover the costs. This highlights the⁣ issue of low liability coverage in Oregon, where the minimum required insurance⁢ is just $25,000. This ⁣story emphasizes​ the urgent ⁤need for reform in car insurance policies to prevent such⁢ financial devastation in the future.

2024-01-18 ‍10:02:48
Source from www.economist.com

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