0% intro APR for as much as 21 months (on each purchases and stability transfers) — This is the place The Wells Fargo Reflect℠ Card is difficult to beat. The card begins with a 0% intro APR on purchases and qualifying stability transfers for 18 months. To make it even higher, you may get an intro APR extension of as much as three months, for a complete of 21 months. All you could do is make on-time minimal funds in the course of the intro and extension durations.
It’s price noting that the intro APR applies to stability transfers made inside the first 120 days of opening the account. There can be a stability switch charge of three% ($5 minimal) on transfers made inside the first 120 days and 5% ($5 minimal) on transfers made after that. Those charge quantities are commonplace amongst stability switch bank cards.
No annual charge — The Wells Fargo Reflect℠ Card is designed that will help you lower your expenses each on bank card curiosity and different charges. Since it is a no annual charge card, you needn’t pay an annual charge to have it.
Cellphone safety — When you pay your month-to-month cellphone invoice along with your eligible Wells Fargo bank card, you stand up to $600 of cellphone safety (topic to a $25 deductible). This is a kind of underrated bank card perks. You needn’t pay for cellphone insurance coverage out of pocket, and you’ll nonetheless have the peace of thoughts that your cellphone is protected.
Special gives — Through My Wells Fargo Deals, you possibly can earn money again assertion credit on buying, eating, and experiences that you simply pay for along with your eligible Wells Fargo card.